WHY TORQUE FACTOR?
Funding prior to commencement of repair – Torque Factor can fund a repair within 24 hours of the date of the Insurer’s repair authority. There’s no need to complete the repair before you access Torque Factor funding.
Flexibility – unlike traditional loans and overdrafts, Torque Factor facility limits grow in-line with your sales. This keeps you ahead of cash flow requirements, particularly in times of rapid growth.
Improved cash flow – your sales are quickly converted into cash, generally within 24 hours.
Negotiating power – improve your negotiating and purchasing power with suppliers by using your enhanced cash flow to bulk-buy and receive discounts for prompt payments.
Retain business equity – you can access funds for business expansion, including equipment purchases, rather than selling business equity.
No need for refinancing – Torque Factor can be used alongside any existing bank facilities.
Confidence – reduce the risk and administrative hassle of unpaid invoices.
- No lock-in or long-term contracts.
- No minimum volume.
- No ongoing monthly charges or annual charges.
- No facility set up fee
- Fast facility approval (generally within 48 hours) upon receipt of appropriate documentation.

