Growth Factor SERVICES
Growth Factor Services (GFS) brings together 100+ years of lending, structuring and funding expertise to provide lending solutions to the commercial sector, providing market-leading service and expertise in:
- Corporate Lending – Structuring simple and sustainable funding for SME’s and Corporates;
- Cashflow Lending products;
- Corporate Finance including M&A;
- Structured Asset Finance;
- Mortgage and other personal lending.
We bring the structuring and credit skills usually only available to larger corporate borrowers, to structuring and arranging funding loans for small to medium businesses and their owners and managers.
Growth Factor Services has the willingness and ability to customize funding arrangements and this approach provides a highly bespoke service. Growth Factor Services uses foresight and clear communication to accommodate our customers’ ever changing needs.
The core of Growth Factor Services’ approach is “cash flow lending” and as such we strive to avoid using tangible property for security cover. Instead, we look to structure loans against the cash-flows of the business, freeing up your assets currently used as security and your personal guarantees to give you peace of mind.
The large Australian banks are slow and poor at communication with prospective borrowers. GFS will take the hassle out of dealing with Banks.
GFS take a long-term view of client/partner relationships. GFS establishes the long-term objectives of the relationship with our clients and this is agreed with the client at the commencement of the relationship.
- GFS always aim to become a trusted advisor of our clients. GFS differentiate ourselves from the competition through strong relationships, and our level of service is one of the very reasons our clients continue to work with us.
- GFS get to know our client’s industry and company. GFS work hard to keep up with our client’s company and industry. We speak the same language as you, understand what keeps you up at night, and cater our solutions accordingly.
- GFS responds promptly. Whether you are seeking the initial expression of interest for finance, finance approval or some guidance on lending arrangements, when you contact GFS, you will receive timely, courteous and informative advice.
Growth Factor Services is dependent on strong client relationships. At Growth Factor Services, exceptional client service is the core principal of the business.

