About Growth Factor
Growth Factor manages a suite of brands, each of which offer a tailored funding solution to the commercial sector.
- Torque Factor, a unique specialty cash-flow solutions provider to the Smash Repair industry;
- Agent Factor, a simple and cost effective cash-flow accelerator to the Real Estate industry; and
- Agri Factor, a fast and convenient way for Agriculture Industry participants to increase working capital.
We deliver innovative Supply Chain Finance products and solutions to these industries.
We also offer Growth Factor Services, structuring and arranging loans for small to medium businesses and their owners and managers, from home loans to complex cash flow lending solutions.
We are committed to building a sustainable and scalable model of business financing that enables our customers to grow and thrive.
Growth Factor’s Shareholders, Board and Management are drawn from the business world and have a real understanding about what keeps a small business owner awake at night. We treat you and your business with the respect you deserve and we will show you how to reduce your reliance on the Bank.
- Corporate Lending – Structuring simple lending solutions for SME’s and Corporates;
- Cash-flow Lending Solutions;
- Corporate Finance including M&A;
- Structured Asset Finance
- Mortgage and other personal lending
We bring the structuring and credit skills usually only available to larger corporate borrowers, to structuring and arranging funding finance for small to medium businesses.
We are not a one-size fits all cash flow solutions provider, the Growth Factor group management have many decades of experience in building the right cashflow funding solution for you.
Our Values
Corporate Responsibility:
We are committed to building a sustainable and scalable model of business financing that enables our customer’s businesses to grow and thrive.
Customer Satisfaction:
We are committed to ensuring that all aspects of a customer’s Growth Factor experience meet the highest standards of
service excellence.
Privacy and Data Security:
We are committed to ensuring the privacy and security of our business customer’s information, and providing transparent disclosure of how borrower information is used.
Transparency:
We are committed to ensuring that our business customers are provided truthful, transparent, and complete information about our loans so that they can make prudent and informed decisions.
Respect:
We are committed to serving as a trusted advisor, promptly and fairly responding to inquiries, and treating our business customers with respect in all matters.
Living by Our Values:
We are committed to maintaining our reputation as the best team of professionals in the industry.

